出租需要一个合同。达成一个合同的第一步就是由以下四方决定:
a) the supplier: he wishes to sell his product and sees in leasing the means of achieving this with more certainly and speed.
供货商:供货商期望能卖交付物,把国际出租看成是稳妥、迅速达成目的的一种办法。
b) the lessee1: he wants to buy certain equipment and sees in leasing the means to do this with few financial pressures.
出租人:他想买某种设施,把出租视为在非常小的金融重压达到目的的方法。
c) the bank of lessee: where it considers leasing to be the most advantageous2 possibility, it will advise the customer accordingly, and put him into contact with a leasing company.
出租方的银行:当出租方的银行觉得出租是最好办法时,会公告客户,帮助他与出租公司达成共识。
d) the leasing company: it knows the requirements of its customers and keeps in close contact with them.
出租公司:出租公司知道顾客的需要并与其维持密切的联系。
A leasing company will need to examine the solvency3 of any future lessee, the reliability4 of the supplier and the risk on the leased product. The lessee will be asked to fill in a leasing application. The leasing company will also need to know whether the leased product will help the lessee to increase his cash flow,
etc.
出租公司需要察看将来出租人的清偿能力、供货商的信誉和被出租货物的风险。出租人需要填写一张出租申请。除此之外,出租公司还要知道是不是被出租的货物会增加出租人的现金流量。 In the process of investigating the lessee, the leasing company will have to find out whether its customer will be able to make the contractual rental5 payments. Besides analyzing6 his actual financial situation, it will also make some estimates about his future position. The lessee will, therefore, be asked to
submit his balance sheet and his profit and his profit and loss accounts for the past three years, in addition to his budget plans for the years to come.
在调查出租人的过程中,出租公司要调查出是不是顾客能按合同规定付清租金。不只要剖析顾客现在的财务情况,出租公司还要预计期将来的状况。因此出租人除去要提供以后若年的预算计划,还要提供过去三年的资产负债表和损益账目清单。
If the customer agrees to the leasing conditions offered to him, lessor and lessee will sign the leasing agreement which is done by way of sending back a signed copy of the offer.
假如顾客赞同出租公司提出的出租条件,出租人和出租人通过寄回已签字承诺复印件的方法签订出租合同。